It is important to note that the service offered by the Iron Bridge team is completely free.
The Iron Bridge Property Investment programme is anchored by six fundamental keys of property investment:
Key 1 - Property Design
Key 2 - Location
Key 3 - Professional Advice
Key 4 - Finance
Key 5 - Insurance
Key 6 - Ongoing Property Management
Key 1. Property Design
“The design and construction of an investment property is critical to its ongoing success as an investment.”
The property design itself will determine three things:
• Resale ability
• Tax effectiveness
• Rental return
Resale Ability
When considering an investment property, always ask yourself, "who will purchase this property from me in 15-20 years?"
Tax Effectiveness
"What type of property can help me pay less tax?" New property is more tax efficient than old.
Rental Return
The design of the property will directly impact upon the demand you receive from tenants - your income stream!
Iron Bridge sources property through its proven and trusted network, with selection based on experience in the market, understanding of property trends and hands on knowledge as investors ourselves.
Key 2. Location
“Location, location, location”
The key criteria here are driven by:
• Capital growth
• Rental demand
Iron Bridge focuses on property in New Zealand’s larger cities as they are proven over time to be consistent capital growth performers. Each City will vary from time to time, and at times capital growth in a demand cycle will surge, but the essential is that over a ten to fifteen year period capital growth has averaged between 5-6% per annum.
In the larger cities these capital growth rates are much more predictable and dependable – which is absolutely key when planning for your retirement.
“Retirement planning - Its not about risk, it’s about predictability."
For any investor considering a market to invest in, ask one question – “Where does the tenant go to work?”
The more opportunities a tenant has for work, the more likely you will get a tenant that can pay the bills. Aside from capital growth this is one of the main reasons why Iron Bridge Property Investment advocates the larger cities over the smaller rural towns – where does the tenant go to work?
Key 3. Professional Advice
“Getting the right advice when investing allows you, the investor, to make an informed decision”.
Every property investor will at some point during a property transaction require the support of:-
- Solicitor
- Accountant
- Chattels Valuer
- Property Manager
Choosing an independant professional that understands what you are trying to achieve through investment in property will add confidence to your decision.
Iron Bridge can recommend a number of leading professionals that meet this requirement and as independent advisors you can be assured that the advice they give will be tailored to suit your needs.
Key 4. Finance
“Obtaining the right finance for your needs can reduce your mortgage term by a matter of years”
Debt reduction is an obvious aspect that is encouraged by Iron Bridge and having finance that enables debt reduction is an obvious key to individual success.
To help acheive this, it is important to have a very strong relationship with a mortgage broker or your existing lender.
The finance market is now a competitive environment and finding the right finance is often best facilitated by an independent mortgage broker – a free service.
Key 5. Insurance
"Choosing the right insurance gives you peace of mind and security for your investment".
• House Insurance
• Landlord Chattels’ Insurance
• Income Protection Insurance
• Life Insurance
Through a specifically designed Iron Bridge Rental Insurance, you will get cover for the following events:
• Undue departure
• Defaulting payments 
• Prevention of access
• Un-tenantable premises
•Legal expenses
• Denial of access
Plus
• Landlords household contents
• Accidental damage
• Malicious damage
• Legal liability
• Loss of rental income
A comprehensive solution for one of the more worrying aspects of being a landlord!
Key 6. Ongoing Property Management
"Professional ongoing property management is crucial to maintaining consistently high returns on your investment”
Purchasing a suitable property is just the first step towards a profitable investment. Day to day management of the investment for the next 20 years can become a nightmare when you consider items like:
• Garden Care
• Sourcing the right tenants
• Inspections and reporting
• Maintenance
• Tenant problems
• Collection and payment of rent
Leave the property management to the experts, in much the same way that a solicitor conducts the property transaction and the accountant accounts for tax, a professional property manager will manage the property on your behalf.
Iron Bridge's professional team of property managers are tasked with sourcing the right tenants against a strict tenant selection criteria, ensuring that the property is maintained to a high standard and that in the event that anything does happen that requires intervention then the skills exist to deal with the problem.
Click
here now to register for your free no-obligation consultation with an Iron Bridge Property Investment consultant. Alternatively, click
here to learn about common mistakes people make when investing.
